Accident and Storm Damage Insurance Claim
We'll work with your insurance company on your behalf.
You Deserve An Advocate
When you think you may have a valid roof insurance claim, it’s important that you have a knowledgeable roofing contractor that can be an advocate for you with your homeowners insurance adjuster through the whole process.
Our involvement prevents you from getting stuck with a settlement that won’t cover your costs, or even worse, getting denied. We will help you deal with your insurance company and meet with your insurance adjuster if requested.
How It Works
Roof Insurance Claims Process
1. Schedule an Inspection
Valor Roofing will come out to your property and conduct a thorough inspection. We will document the damage, run diagnostics, tests, and take plenty of photographs and video so that you can build a solid case for the proper repairs (or roof replacement if applicable) needed.
2. Emergency / Temporary Repairs
We will make any emergency or temporary repairs to your home, if needed, in order to protect from further damage. It is the responsibility of the homeowner to do this, but you should save the receipts which can be turned in for reimbursement from your insurance company later.
3. Contact Insurance Company
Once you receive a document estimate, you should contact your insurance company. Let us know when the adjuster is scheduled to come inspect your property. We will meet with you and the adjuster to be an advocate for you and to answer questions and point out any areas of damage and concern.
4. Finalize the Estimate
We will review the adjusters scope of work and ensure all damage is fairly evaluated and reported accurately. Then, we will match our estimate and contract to the work specified in the insurance adjusters report, including any supplements that may need to be added if the insurance adjuster missed something.
5. Approve the Job
Once everything has been agreed to with the insurance company, you can sign the contract and approve the work to be completed. On your behalf, we will email or overnight a signed copy of the contract for the job to your insurance company. Next, we will schedule a start date for your repairs / replacement.
6. Payments and Paperwork
If you have a mortgage on the property, the insurance settlement check will be made out to you and the mortgage lender. This is done to ensure the necessary repairs are made to the property. Find out the expedited steps needed from your mortgage lender to get the check endorsed and send back to you.